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Debt Escape Simulator

Compare the Snowball and Avalanche payoff strategies side by side, then see how much faster you escape by adding a little extra each month.

Your debts

3/10
$50
$0$1,000
Best plan: Avalanche

Debt-free in 3 yrs 10 mo

with $6,074 in total interest

Your first 3 months

Free preview
MonthPaymentInterestBalance
Jul 2026$555$225$19,120
Aug 2026$555$221$18,786
Sep 2026$555$218$18,449

Unlock your full plan

  • Snowball vs Avalanche, side by side
  • Full month-by-month timeline & chart
  • Per-debt payoff dates + interest saved
  • Download your plan as a PDF

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